Babaamaajimowinan (Telling of news in different places)

Home insurance was once a 'must.' Now more homeowners are going without.

Slammed by pricier policies and climate-driven natural disasters, more and more Americans are exposing themselves to risk.

Jamie Lafollette found out State Farm was dropping her policy from reading the news.

After she saw a story about the insurer pulling out of Santa Cruz County, her longtime home, she called her agent to confirm that her plan would lapse - setting off a desperate search for a replacement policy that is ongoing.

"Our first quote came in at over $10,000 a year, and that was bare bones coverage," she said. "And then I kept pressing, contacting other brokers ... contacting all these weird companies you've never heard of."


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