Red Lake Nation News - Babaamaajimowinan (Telling of news in different places)

USDA program can help with home repairs


BEMIDJI -- A federal program may be able to help people with home repairs this spring. USDA Rural Development, a federally funded agency, may be the answer for residences requiring home improvements, a release said. A loan through the program would include a 1 percent interest rate for the life of the loan. Maximum loan available is $20,000 with up to a 20-year repayment term. There are no mortgage or closing costs for loans less than $7,500. There are grants available up to $7,500 for health and safety issues for those age 62 and older.

A successful applicant’s annual, adjusted income must not exceed the following guidelines: one person, $22,350; two people, $25,550; three people, $28,750; four people, $31,900 and five people, 34,500. In addition, applicants must have an acceptable credit history and be able to show repayment ability.

To learn more about requirements for this program or to request an appointment, call the USDA Rural Development Office at (218) 751-1942, ext. 4, or write to USDA Rural Development, 3217 Bemidji Ave. N, Bemidji, MN 56601. The Bemidji office services Beltrami, Clearwater, Itasca, Koochiching and Lake of the Woods counties. Visit the website at


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