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Ross D. Franklin, Associated Press
Karla Finocchio, 55, tears up as she talks about being a homeless woman on the streets, Monday, Jan. 24, 2022, in Phoenix. Finocchio is one face of America's graying homeless population, a rapidly expanding group of destitute and desperate people 50 and older suddenly without a permanent home after a job loss, divorce, family death or health crisis during a pandemic.